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| Meeting Dave Ramsey (Photo credit: iatraveler) |
In an on-line review of Dave Ramsey's financial freedom book, The Total Money Makeover, reviewer T. Scarillo said it's an especially fitting read if you're "in a financial hole." Given events of the past few years of bankruptcies, bailouts, and mortgage failures, it's clear from the news that many Americans have been drawn to or thrown into their personal financial hole nightmare.
The U.S. now faces, it is claimed, "falling off a financial cliff," due to debts climbing second-by-second, now up to 13 Trillion dollars.
There is a television show whose name I've forgotten whereby people are helped to face their personal debts with help. No one likes the idea of falling off a financial cliff or into a financial hole of debt. In fact, watching that show a few times, I realized that many people deeply in debt have no idea how much they owe, and are usually shocked to find out. Yet, they tried to ignore the signs of the problem. It felt less threatening not to know the exact figures. Yet, eventually the harsh numbers relating to debt led to borrowing from family, not repaying, and having more problems pile up and triple, or worse.
The U.S. now faces, it is claimed, "falling off a financial cliff," due to debts climbing second-by-second, now up to 13 Trillion dollars.
There is a television show whose name I've forgotten whereby people are helped to face their personal debts with help. No one likes the idea of falling off a financial cliff or into a financial hole of debt. In fact, watching that show a few times, I realized that many people deeply in debt have no idea how much they owe, and are usually shocked to find out. Yet, they tried to ignore the signs of the problem. It felt less threatening not to know the exact figures. Yet, eventually the harsh numbers relating to debt led to borrowing from family, not repaying, and having more problems pile up and triple, or worse.
With many prophecies of national debt just emerging a couple of years ago, at Christmas I gave a copy of Dave Ramsey's Makeover book to every person in my immediate family after hearing good comments about it. One of the men in our family read the entire book during his visit here for Christmas. Whether from a recliner in front of a football game on TV or a sofa in the living room, or wherever... he read until he finished it.
I never dreamed that within a year the advice in that book would help many of us, including young, college-age readers. Dave even has a financial practice game for children. Balancing a budget has always challenged me, so I get it. The kids' game might be a good place for many of us to begin learning Dave's principles, which have worked to help many people get out of debt, completely.
The air is fresh up out of any financial hole and into the light!
The air is fresh up out of any financial hole and into the light!
